Wells Fargo Credit Card – How to Apply for a Cash Wise Visa

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Find the right one credit card can be a delicate process. Not only should the credit card match the way you spend, it also needs to have the features that match your lifestyle. If you are a repeat customer and want to get the most out of your expenses, a cash rewards credit card could be a possibility for you.

The Wells Fargo Cash Wise Visa lets you earn cash rewards, enjoy $ 0 annual fees, and more. Want to know more about this product?

Below is a short guide that will allow you to find out if the Wells Fargo Cash Wise Visa Credit Card is the best deal for you. Find out about its features, application requirements, and associated fees and charges.

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Wells Fargo Cash Wise Visa Card – Features

The Wells Fargo Cash Wise Visa Card is designed to allow users to maximize their purchases and offers an impressive cash reward rate that helps make your transactions worthwhile.

Specifically, for every dollar spent on net purchases with this credit card, you can earn 1.5% cash rewards. You can also qualify for a $ 150 cash rewards bonus if you spend a total of at least $ 500 on net purchases within the first 3 months of opening your account.

In addition to that, this credit card also comes with no annual fee and one Introductory 0.00% APR for 15 months from the date you open your account. Cash rewards do not expire, so you don’t have to worry about spending them right away.

Wells Fargo Cash Wise Visa Card – Application Process

If you think the Wells Fargo Cash Wise Visa Card is right for your needs, you can apply for the offer. To be eligible, you must be a U.S. citizen or permanent resident alien with a valid unrestricted social security number or an individual tax identification number (ITIN). You will also need to have good or excellent credit to be approved.

If you meet all of these criteria, you can begin your application by visiting the official Wells Fargo website. From its home page, select Banks and credit cards, and choose Credit card. Find the Visa Cash Wise card, then click “Apply Now”.

You will be asked to fill out a form and you may even be required to submit your driver’s license or other identifying information. Once complete, submit your request and wait for the bank to review the information you provided.

You will do it later receive the status of your request on the confirmation page. Check your email for confirmation. If your request has been approved, the confirmation page and email will display your credit limit.

Fees and interest rates

Note that this is not a complete list of rates and fees. For more information, contact a bank representative or visit the Wells Fargo website.

  • APR – 14.49% To 24.99% based on creditworthiness
  • No annual fees
  • Cash advance fee – 5% or $ 10, whichever is greater
  • Late payment fee – up to $ 37

Wells Fargo Contact Information

To learn more about this offer, you can contact Wells Fargo at 1-800-869-3557 on a 24/7 schedule. You can also contact them at their head office located at 420 Montgomery Street, San Francisco, CA 94104.

Wells Fargo Credit Card - How to Apply for a Cash Wise Visa

Conclusion

Is the Wells Fargo Cash Wise Visa Card the right choice for you? If you think the card is right for your needs and lifestyle, feel free to contact the bank and find out more about its features today.

To note: Applying for and using a credit card involves risk. Please see the bank Terms and conditions page for more information.



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